Demerit Points System

How will Demerit Points be allotted and will they still be recorded on your driver's permit if you pay your fine in full?
How long will the demerit points stay on your licensing records before it is expunged?
Are there any distinctions made for a newly licensed driver versus a more seasoned driver?
Will I have the opportunity to contest the award of demerit points on my licensing records?
Would I be notified that I have been disqualified from holding or obtaining a driving permit and can I appeal?